Insurance sales · The Combined opportunity

Good with people?
Put it to work.

Good with people—and ready to build on it? Help families and businesses understand supplemental insurance. Bring your ambition. We bring practical training, experienced guidance and a clear next step.

Welcome licensed and unlicensed candidates.
Commission-only · 1099 independent contractor

REAL PEOPLE. LOCAL CONNECTIONS.
MAIN STREET MARKETYOUR COMMUNITY
A people business.
A practical purpose.
Start a conversation.
Make a connection.
One opportunity. Two starting points.Licensed or exploring insurance for the first time.
Clear compensation expectations.Commission-only, with income tied to sales.
A conversation comes first.Text the Indiana Agency Recruiting Team.

Start with the original presentation

Get to know
the Combined opportunity.

Watch the original recruiting presentation, then explore the work, your starting point and what happens next.

4 minutes, 32 seconds · Combined interview presentation

This existing presentation is provided for background. Confirm current compensation, leads, costs and contract terms with the recruiting team. Opportunities offered here begin as commission-only, 1099 independent contractor roles.

01 / Understand the opportunity

Insurance for life’s
unexpected moments.

A medical bill is only part of what a family may face after an illness or injury. There can also be missed work, travel costs and everyday bills.

Supplemental insurance can help with covered expenses, depending on the policy. The Combined opportunity focuses on explaining these options to individuals, families and small businesses.

AccidentDisabilityCritical illnessLife

Combined Insurance is a Chubb company. Available products, benefits and eligibility vary by policy and state. Supplemental coverage does not replace comprehensive health insurance.

Learn about Combined Insurance ↗

02 / The work behind the opportunity

A career built through
conversations.

Keep planting: start conversations, follow up and ask for introductions. Learn to explain coverage clearly, serve people well and keep moving through the good seasons and the difficult ones.

01 — CONNECT

Meet people.
Listen first.

Reach out to potential clients. Get to know business owners, employees and families. Ask questions about what matters to them.

02 — EXPLAIN

Make coverage
easier to understand.

Explain costs, covered benefits and policy limitations in plain language. Help people consider options that fit their needs.

03 — FOLLOW THROUGH

Stay organized.
Keep your word.

Follow up, handle application details carefully and stay connected after the sale. Trust grows through what you do next.

TRAINING YOU CAN PUT TO WORK

Learn it. Use it.
Build on it.

You bring the ambition. We help you build the insurance knowledge and habits behind a lasting business. Leadership members bring more than 20 years of industry experience—and we keep investing in how our people learn.

01 / KNOWLEDGE LIBRARY

Our own online training platform.

Knowledge Library is the online training platform we own. Access lessons and resources on insurance, sales, marketing and building an agency, with training selected for your path. Come back to it as you put what you learn into practice.

02 / CARRIER TRAINING

Learn from the people behind the products.

We help you access the best available training from the carriers you work with. Learn their products, applications and processes directly, alongside our practical guidance. Access depends on your carrier relationship and appointment.

03 / MONDAY QUICK 15

Get focused. Keep moving.

Our Monday Quick 15 discussions bring agents and partners together around practical sales and marketing ideas. Work through follow-up, business-owner conversations and the habits that help you keep building through good seasons and difficult ones.

Training is part of the opportunity. Your onboarding conversation will establish which courses and carrier resources apply to you. Required licensing, appointment and contracting come before selling.

03 / Find your starting point

You don’t need the same background.
You need a clear next step.

Welcome licensed and unlicensed candidates. We start with one conversation and work out the appropriate next steps from there.

Already licensed

Bring your experience.
Explore the fit.

Tell us about your license, the type of sales work you’ve done and what you want from your next opportunity.

  • Review your license status and experience.
  • Discuss the role, compensation and expectations.
  • Review required contracting and appointment steps.
I’m already licensed ↗

Not licensed yet

Start with questions.
Understand the path.

A background in sales, service or working with people can be a useful starting point. First, learn whether insurance sales fits your goals.

  • Understand the work and commission-only structure.
  • Discuss licensing preparation, costs and timing.
  • Complete required licensing and appointment steps before selling.
I’m exploring insurance ↗

A practical fit check

Does this sound
like you?

This is a sales opportunity. Getting started takes learning, effort and a realistic plan for earning commission-based income.

  • You’re comfortable starting conversations with new people.
  • You follow up and stay organized without constant reminders.
  • You can hear “no” and keep working professionally.
  • You’re willing to learn products and follow required processes.
  • You understand this starts as commission-only, 1099 work.

04 / What happens next

Simple steps.
Clear expectations.

01

Send a text

Introduce yourself. Include your city and whether you’re licensed.

02

Have a conversation

Discuss your background, goals and questions with the recruiting team.

03

Review the details

Understand compensation, prospecting, costs, support and requirements before deciding.

04

Plan your start

If it’s a fit, confirm the licensing, contracting and onboarding steps that apply to you.

Before you reach out

Good questions.
Straight answers.

Is this a salaried position?

No. The opportunity offered here starts as a commission-only, 1099 independent contractor role. There is no guaranteed salary or hourly pay. Ask the team to explain the commission schedule and contract terms before committing.

Can I start without an insurance license?

You can start the recruiting conversation without a license. You must complete the required licensing, contracting and appointment steps before selling insurance. The team will discuss the path and costs with you.

Do I need insurance sales experience?

Licensed and unlicensed candidates are welcome. We’ll discuss your background, communication skills, willingness to prospect and readiness for commission-only work. A conversation does not guarantee selection or a contract.

How much can I earn?

Income depends on sales production and the terms of your contract. We do not promise a specific income. Review commissions, payment timing, any renewals, expenses and possible chargebacks with the team.

What should I ask about leads and support?

Ask how prospecting works, whether any leads are available, what they cost, what onboarding includes and what ongoing support is offered. Confirm the details for this specific opportunity.

What is the best way to contact you?

Text 317-516-8429 with your name, city and license status. The Indiana Agency Recruiting Team will use that conversation to coordinate the next step.

Your next chapter starts here

Let’s start with
a conversation.

A few questions now can help you decide whether this is the right direction. Reach out to the Indiana Agency Recruiting Team.

TEXT THE RECRUITING TEAM

317-516-8429 ↗

Licensed or unlicensed, you’re welcome to ask.

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